Advisor Partner Network

Financial Gravity partners with the best from all across the country. These partners have been trained and certified to present and represent the Financial Gravity Tax Products. These are seasoned and well experienced advisors that join with Financial Gravity in pursuing the best options for you, the client.

Their goal, as is ours, is to ensure you have the ultimate in Tax Planning to ensure you are keeping as much of your earnings as legally and ethically possible, for your future and your wellbeing… not for the government’s.

Dan Cuprill

Dan Cuprill has been assisting investors since 1994. He started his career in the insurance industry, serving as a Regional Vice President for Chubb Life America and an Assistant Vice President for Chubb & Son, Inc. In 1994, he founded Total Financial Planners in Overland Park, KS, which subsequently merged with Matson Financial Group to form Matson & Cuprill, LLC in Cincinnati, Ohio.

A graduate of the University of Iowa, Dan earned a Master of Management Degree in finance from Northwestern University in Evanston, Illinois. In addition, he holds the professional designations of Certified Financial Planner, Chartered Financial Consultant, and Chartered Life Underwriter. Dan has lectured widely on financial topics, having conducted over 100 seminars to the general public.

Within the Cincinnati community, Dan is active in the fight against poverty. He is presently on the board of trustees for Choices Cafe in Over-the-Rhine and serves as a mentor for young men fighting drug and alcohol addiction through City Gospel Mission’s Exodus program.

Dan Goodwin

Daniel C. Goodwin has been serving families and small businesses in The Woodlands community with financial services since 1995.
He is a published author and a regular speaker in his hometown of The Woodlands, Texas. The workshops and seminars he organizes enlists the time and expertise of accredited CPA’s, Tax Attorneys, Asset Managers, Trust Officers, Private Bankers, Estate Planning Attorneys, Financial Planners, and a host of other financial professionals working together to make a difference in our communities across America.

Daniel is a FOX 26 News contributor, has been featured in US News and World Report, and is the published author of the personal finance book “Live Smart- Retire Rich”. He also writes a weekly column on personal finance for Montgomery County News, while serving as Editor in Chief of Wise Money Minute, a personal finance blog. Daniel holds a series 65 securities license along with a Texas insurance license, and his firm, Provident Wealth Advisors, provides comprehensive wealth management and financial planning services, looking out for its client’s best interest by acting in a fiduciary capacity.

Daniel is the creator of Family Fractional CFO™ which is designed to serve YOU, the CEO of your family finances. Over the past twenty years Daniel’s collaborative team has cost effectively solved every investment and retirement planning problem you can think of.

Daniel has been married for 24 years to his wife Kim, residing in The Woodlands, Texas, and is the father of two wonderful adult children. He likes to consider himself a semi-pro chef, a dangerous fisherman, a rabid hockey fan, and a fierce fiscal conservative. Daniel also gives back to our community by being invited to speak at local universities and economics clubs. His favorite quotes are “ All Growth Starts With The Truth”, and “No Problem Can Be Solved With The Same Thinking That Created The Problem”.

Ed Storer

At Edward Storer & Associates, we utilize a step-by-step wealth coaching process to help educate and prepare you both for your future and the future of your loved ones.

This process includes:

• Evaluation of your current financial picture and identification
of your individual goals
• Designing a strategy that is specific to your unique needs
• Full implementation of your financial plan
• Ongoing monitoring and adjusting of your strategy over
time as needs change

At Edward Storer & Associates we view it as our responsibility to understand your long-term goals and dreams so that we can leverage our knowledge and experience to help you realize them. Rather than address your unique situation with an outdated, transactional approach focused on individual products, we specialize in helping you create a holistic financial strategy that can be adjusted along life’s journey to help you reach your destination.

JNeanne Theus

J’Neanne Theus came into the financial services business in 2004, beginning her advisory career as a licensed representative with The Guardian Life Insurance Company and working with the advisory team at Wealth Advocacy Partners in Sparks, Md. She founded Marathon Financial Group as an independent firm in 2011 and converted it to a Registered Investment Advisor (RIA) firm in the spring of 2014. J’Neanne is also founder and CEO Theus Wealth Advisors, an independent financial services firm in Columbia, Md. As part of Marathon Financial Group, J’Neanne is doing business as Theus Wealth Advisors, an independent financial services firm in Columbia, MD.

J’Neanne earned a Bachelor of Science in Pre-Med/Bio at Oregon State in 1976, where she was commissioned as a Naval Officer. In 1998, she retired as a Commander, Naval Intelligence, having served in the fleet with a deployed anti-submarine squadron, in the Pentagon, the Defense Intelligence Agency and ONI. Following her naval service, she supervised numerous project/program management operations at small corporate businesses.

Her professional licenses include the Life and Health Insurance license, as well as the investment series 6, 63, 65, and 7. She is also a Chartered Federal Benefits Consultant (ChFEBC) and takes courses with the American College for professional development. J’Neanne currently teaches Retirement Planning Courses at Howard County Community College, as well as the Community College of Baltimore County.

Within the Howard County community, J’Neanne is active in the choir at St. Mary of the Mills Parish, as well as other county clubs. She’s also an active member of the Baltimore Washington Corridor Chamber of Commerce. She’s been married for 34 years and has four children.

Charlotte Adams, CFP and Matt Adams, AIFA

Charlotte began her career in financial services in 1982 and received her CERTIFIED FINANCIAL PLANNER™ designation in 1986. Charlotte has received numerous accolades throughout her career, for her leadership and production. Charlotte has served on numerous community boards over the years, including; Better Business Bureau, Rick Husband International Airport, and High Plains Children’s Home and Family Services Foundation, Inc. Charlotte has helped hundreds of families throughout the Panhandle and has a reputation as a wonderfully caring and competent professional. She has a passion for helping investors achieve peace of mind. Charlotte loves spending time with her husband, Brent, their children, and their grandchildren. One only has to look around her yard to also notice that she enjoys her flower beds a great deal.

Matt graduated from Texas Tech University in 1992 and began his career in the healthcare industry as an Occupational Therapist. In 1996, Matt joined his mother, Charlotte, in the family business at Money Methods as an Investment Advisor Representative. He has received numerous awards in the financial services industry for his leadership and business practices. In 2011, after much interest and study in Fiduciary Standards of Practice in the financial services industry, Matt received his Accredited Investment Fiduciary Analyst™ designation.

Matt enjoys coaching and teaching investors in a classroom setting, focusing on their Investor Education Series. He has a unique talent of taking Ph.D. level investment concepts, and communicating them in a way that main street investors can understand. In his downtime, Matt enjoys spending time with his wife Rena, and their 2 children, Ryan and McKaylee. He also enjoys lifting weights, good Christian music and cheering on his Red Raiders.

Matt Rzepka

Matt believes the power of a dollar is best utilized in the hands of a business owner or entrepreneur. This belief guided him and his wife to co-found Valley Oak in 2006. They built a business model focused on getting results for their clients. They are fully engaged with clients, assuring all areas of the business are operating at maximum efficiency. Whether it be lower taxes, lower operating costs, or better technology, they believe all are keys to being successful. Matt’s goal is improving lives, one small business at a time.

Matt is a CPA and Certified Financial Planner™. He holds life and health insurance licenses and series 6, 7 and 63 licenses. He is a member of Society of Financial Service Professionals (SFSP), American Institute of CPAs (AICPA), Michigan Association of CPAs (MACPA) and serves on the board of directors for Kalamazoo Valley Community College Foundation and Starfish Community Development. He and his wife, Amber, have two children, Elizabeth and Paul.

Mark H. Witt

Mark H. Witt is the President of Witt Financial Group, LLC, a Registered Investment Advisory firm. With over fifteen years of experience in the financial industry, Mark dedicates himself to working with investors who are interested in learning how financial markets work and are seeking a disciplined approach to investing.

Mark’s approach to investment management is the culmination of years of study grounded in academic research from the University of Chicago. Mark teaches his clients the truth about how Wall Street really works and educates them on how they can achieve true peace of mind and win at the investment game. Mark wants each client to achieve clarity and confidence on their financial journey.

As a dynamic public speaker, Mark has shared his message of free markets and global investing with thousands of people around the country. His direct approach and enthusiasm make him a compelling speaker and fierce proponent of free market capitalism. Mark currently teaches public and private seminars on Investing, Asset Allocation and Modern Portfolio Theory.

In 2013 Mark was selected to co-author a best-selling financial success book alongside legendary Author and Speaker Steve Forbes. The book is entitled SuccessOnomics: Learn the Secrets of Success in the New Economy from Today’s Leading Entrepreneurs and Professionals.

Mark and his wife, Glenda, have been married since 1983. They have two sons, Jordan and Grayson. Jordan graduated from East Tennessee State University and is Vice President of Witt Financial Group, LLC. Grayson, a beautiful child with special needs, is an active participant in Special Olympics.

Chuck Oliver

Radio show host and best-selling author Chuck Oliver is a nationally recognized Wealth Architect who works with boomers & seniors who are uncertain about planning in and for retirement. Their concerns center around taxes, market risk and the possibility of out-living their income. Chuck helps clients gain direction, confidence and capability with the proven success of his model, The Hidden Wealth Solution. He educates clients on how to increase their retirement income by 50% or more with little or no tax, with no market risk and how to establish a tax-free income for life that will transfer tax-free to future generations.

Christine Alindada, MBA

Christine honed her financial skills while working as a wealth manager at Citibank in Singapore where she was involved in trading currencies, bonds, and structuring investments for some of Asia’s wealthiest families. She earned her MBA at Columbia University School of Business and, rather than work on Wall Street, chose to make a career helping families make smart choices about their wealth.

Her introduction into the tax world came as a result of her figuring out a tax technique that saved her $36,000 in personal taxes, something which her then-CPA never brought up. This led her to pursue the professional training necessary to create a practice dedicated to cutting edge tax reduction strategies. Christine’s mission is to help clients rescue wasted tax dollars to fund their own dreams and retirements… rather than Uncle Sam’s.

Andrew Perri

Andrew Perri, President of Pinnacle Wealth Management, is a respected and trusted advisor to a select group of retirees, executives, and business owners from across the nation. He also serves as Managing Director of Charitable Income Solutions, a strategic consulting company assisting the planned giving and non- profit market place. Andrew began his career more than 19 years ago with AXA Advisors in their Estate Planning Program. After recognizing the need to provide more comprehensive and independent solutions for his clients he co-founded Pinnacle Wealth Management.

Andrew and his team specialize in wealth preservation, wealth transfer and taxation of qualified retirement plans. Andrew enjoys a passion for researching and implementing advanced strategies that benefit his affluent and high net worth clients. Through his unique 5-Point Perpetual Income Plan, he strives to maximize the risk adjusted return for his clients while reducing their risk during the income phase of retirement.

Education has always been the cornerstone of Andrew’s evolution into advanced strategies to help his clients preserve, protect, and grow their wealth. He is a Certified Wealth Strategist, CWS, from the Cannon Institute. Most recently Andrew completed a certification program at the University of Penn’s Wharton School of Business, called “A New Model for Understanding Retirement Risk.”

Since 1996, Mr. Perri has been a sought after public speaker in the areas of wealth accumulation and wealth transfer strategies. His seminars and focus group workshops have been widely attended by retirees, business owners, executives, and directors of charitable organizations from throughout the United States.

A 30 year resident of Brighton, Michigan, Andrew and his wife Beth are proud parents of their 3 children, Emma, Louis, and Samuel.

If you are looking for a competent advisor to help you or your client’s make smart financial choices, Andrew and his team are only a phone call away.

Larry Stone, CPA, CTS, CTC

As a certified public accountant (CPA) and a certified tax strategist (CTS), Larry has specialized training and experience in strategically reducing taxes and saving his client their hard earned cash.

After graduating from Arizona State University with a MBA and acquiring his CPA, Mr. Stone spent the first ten years of his career in the corporate world working for Phelps Dodge, General Dynamics and Martin Marietta performing financial management activities.

In 1996, he opened his CPA business specializing in small business organizations such as the construction and real estate industry in Frisco, Colorado. Larry’s firm provides a process to identify tax reduction opportunities, assisting clients with implementing their plans and then measuring the cash savings realized.

Bill Hall

In July 1999, William (Bill) Hall opened the doors to Estate and Retirement Consultants, Inc., and by the end of his first six months under the direction of his new mentor, Bill made the prestigious Top of the Table membership list in just half the given time frame.

Bill soon began to share his professional services and methods with highly successful professional advisors as well as those entering the industry for the first time. In 2003, Bill hired his second mentor. His mentors taught him how to offer the most value to high-net-worth clients—namely, by helping them maximize their tax savings.

By utilizing highly advanced IRS-approved savings plans, tax-advantage trusts, and gifts to charities, Bill has set up family legacies and, in turn, saved his students and clients many millions of dollars.

Advisors who learned Bill’s methods are enjoying this same level of success to this day, by utilizing advanced retirement plans and gifts to charities. Supported by a team of experts in accounting and actuarial design, Bill can custom-tailor the right plan for each client.

Brian Bowen

Brian is founder and principal of Impact Tax Group, LLC. His varied experiences in the financial services sector provide allow him to have a holistic view of tax planning as one piece of the total financial puzzle.

Through prudent tax planning, he employs creative solutions for income creation and growth, with protection of retirement assets for individuals, families, and small businesses. He educates radio listeners on “Retire with Integrity” on Saturday mornings at 10 a.m. on WFIR 960AM/107.3FM, has been featured on WSLS-TV’s “Wealth Wednesday”, and contributes articles to, CNNMoney.com, Money.com and Fortune.com.

Brian lives in the Roanoke Valley of Virginia with his wife and 6 children.

William Spar, M.A., LUTCF

Bill Graduated from the University of Phoenix with his Bachelor of Science Degree in both Management and Business. He then went on to graduate from the University of Redlands in Southern California where he completed his Master of Arts degree, also in Management and Business.
After a long stint in the family’s real estate business, Bill decided to go into business for himself in the Insurance & Financial Services industry in 2000.

Bill’s approach to investment management is the culmination of 17+ years of study both in academia as well as “on the street” rooted in research, thousands of interviews as well as having the privilege of being a Proof-reader on many industry books from long time industry-partners!

A dynamic speaker, Bill has been speaking and teaching about retirement, investments and Tax-Free Income for many years around the Western half of the Country. Enthusiasm is an understatement when it comes to Bill’s speaking style and is a staunch proponent of helping clients get to a Zero-Percent (0%) Tax Bracket to help create a Tax-Free Income.

Bill has been blessed to not only have been on the cover but also written about in industry magazines, detailing his work both in the industry as well as his commitment to give back to the communities that his firm does business in.

Bill resides full time in Phoenix, AZ. with his wife Dena and their children, Billy Jack and Josi. Bill is an avid golfer and loves sports such as football, motocross and NASCAR. Bill is the owner of a Tax & Expense Reduction company (ARP Tax Pro, LLC.) and an Investment & Advisory firm (Advanced Retirement Planning, LLC.) and has three offices: Phoenix, Los Angeles & Las Vegas.

Nurture Wealth

Nurture Wealth is a comprehensive planning firm located in Waco, TX. Chad Castle, John Baker and Jessica Burch combine over 50 years of service in the financial industry. We focus our attention on helping clients thrive in four major financial categories; Protection, Accumulation, Taxes and Income. In our planning work we understand that taxes may be the single largest expense that clients will incur during their lifetime. We create strategies that not only lower personal income taxes today but also seek to reduce or eliminate income taxes in retirement. We appreciate our relationship with Financial Gravity in helping us serve our business owner clientele by saving them thousands of dollars per year in taxes.

Mark R. Lumia, CFP®, RMA®, ChFC®, RICP®, CASL®

Mark was born in New Jersey and grew up in the Fort Lauderdale area of Florida where his first job was working at a fast food restaurant. In school, Mark excelled in math. To this day he views helping clients manage and preserve their wealth as a numbers challenge – one which he thoroughly enjoys. Mark believes that there is no “silver bullet” when it comes to a successful, worry-free retirement. Rather, it is built one brick at a time by making intelligent choices. His planning philosophy is purpose-based, which is another way of saying that money means different things to different people and no two individuals are alike.
Mark believes that the most important financial aspect of retirement is a secure lifetime income.
Mark Lumia is Founder and CEO of True Wealth Group, LLC, which has its headquarters in Lady Lake, Florida in an area commonly known as “The Villages.”
He and his wife, Maryna, make their home in Ocala, Florida. They are parents to two sons, Ian and Liam, and two daughters, Mia and Lia.
Mark started his career as a financial professional after leaving the University of Florida in 1989. He recognized that nothing gave him greater professional satisfaction than helping people preserve their wealth, retire with abundant income for the rest of their lives, and find ways to reduce their tax burdens. He formed True Wealth Group, LLC, and currently oversees a staff of four as Founder and CEO.
Mark is a Certified Financial Planner® (CFP®), Retirement Management Analyst® (RMA®), Chartered Financial Consultant® (ChFC®), Retirement Income Certified Professional® (RICP®), and a Certified Advisor for Senior Living® (CASL®). He holds numerous other licenses and credentials such as Series 65. He is a Master Elite IRA Advisor® and an Infinite Banking Concepts Authorized Practitioner®. He also holds a Real Estate License. While Mark specializes in retirement income planning, his office also helps clients with Medicare and Social Security planning

Travis Jennings

Travis has spent almost a decade providing solutions, systems, and support to improve families’ personal finance, investments, and taxes. Over time, he learned that one of the key differences between those with wealth and those without is the type of financial education and guidance they receive. The current financial industry compensation structure pays advisors based on the percentage of the money they manage which creates an environment where advisors make more money as they manage more money. As a result, the brightest minds head upstream to manage the top 1 percent.

Travis decided he wanted create systems that would allow everyone to access to the best planning strategies. The biggest obstacle in delivering high end solutions to large groups of people, though, is time. Thankfully, Travis served in the United States Air Force and was trained in systems and technology. He combined years of financial education and planning strategies with the training he received in the US Air Force to solve the issue of time.

As a result, he has created an automated online platform with the ability to share the solutions used by the top 1 percent with the entire country. Travis believes that transparency and knowledge should be accessible to all, and he has dedicated his life to helping people become as educated and informed as possible, providing them with solutions that work. He has three beautiful kids with his best friend, his wife. He also has a dozen cows, a pair of pigs, and around 70 chickens on his farm just outside of Tampa. He enjoys nature, meditation, and teaching those with a desire to grow. He has been interviewed by the Wall Street Journal, as well as on several podcasts, as a financial services expert.

Frank Dimicelli

A native Texan, Frank is happily married to his wife Lori for over 25 years, and has five adult children – Melissa (41), Brandon and Celeste (33), Ben (32), Bryce (28), and eight awesome grandchildren. Frank has lived in the San Antonio area for the last 21 years and continues to explore the area to find his next great adventure.

During his spare time, Frank enjoys spending time with his grandchildren, hiking, hunting, fishing, exercising and cooking. He and Lori enjoy vacationing, and volunteering in their church and local community.

As a financial professional, Frank sees the lifelong impact of planning for retirement – or lack of planning – every day. He has served the needs of his clients for nearly 15 years, and feels blessed to have helped so many families plan for the days when they don’t have to work.
Frank has chosen to specialize in working with federal employees because of their unique planning needs – helping to balance their exceptional government benefits with the rest of their, sometimes, complex financial picture.

Through extensive training, Frank has learned the particulars of the various federal benefit programs, and helps federal families to make the most of those benefits – both while working and in retirement.

Jeff Hartfield

Denim & Diamonds Financial Solutions offers comprehensive solutions through a spectrum of financial services. From growing your wealth to planning for your family’s future, the Advisors at Denim & Diamonds Financial Solutions are Southern Indiana’s preeminent investment advisors.

Our company specializes in longevity. Denim & Diamonds Financial Solutions clients have achieved their short-term and long-term goals through measured and perpetual discipline. Let us help turn your present portfolio into a lucrative future.

Whether you are a veteran of success or are just starting to manage your portfolio, Denim & Diamonds Financial Solutions can help you achieve your goals and surpass them in time.

Denim & Diamonds Financial Solutions offers all-encompassing services for our clients. We have over 85 years of collective experience. Our services include retirement planning, investments, 401(k), non-qualified planning, life insurance, and employee benefits. When our clients are truly confident in their financial stability, we have done our job.

Charley Dorand

Charley Dorand of Dorand Consulting helps people achieve clarity and define their financial goals; create and protect their financial dreams, and create and protect their financial legacy for their family and favorite charities. As well as help business owners and professionals reduce taxes; ramp up their IRS approved deductions; create a retirement package, and create a financial legacy to pass on to their heirs with minimum or no estate tax.

Brian Roark, CPA

Mr. Brian Roark, CPA, owner and principle holds a Bachelors of Business Administration from Grand Valley State University.

Since 2010, Integrity Tax Group has grown through a portfolio of acquisitions, expanding to Jenison, Grand Haven, Kentwood, NE Grand Rapids, and Indiana.

Integrity Tax Group is a one stop shop for tax and small business needs. Integrity offers payroll, bookkeeping, small business assistance, and tax services for personal and business returns.

Diane Young

Diane Young is the President of The Athena Financial Group which she founded in 2004. It has grown to be one of the largest 100% female owned financial planning firms in Michigan. Athena Advisors are dedicated to helping women business owners, executives, and professionals build confidence, clarity and direction. The Athena Financial Group strives to address client’s needs holistically, providing financial education, and working towards goals together.

Rick Diamond

The ROI Group is focused on helping established business owners protect their family, business, and ownership interests through integrated solutions that help reduce risk, build wealth and improve tax efficiency. Their commitment is to always put client’s needs first and help them design, implement, and maintain strategies that enhance and preserve their quality of life. The ROI Group helps clients explore, plan and execute in a manner that encompasses the three interdependent domains of their world while educating their clients so they understand the decisions being made.